Welcome to
Richardson Consulting
The Smart Choice for Credit Repair
Welcome to
Richardson Consulting
The Smart Choice for Credit Repair
Is a low credit score keeping you from making your Home Ownership dream a Reality?
Let our program take you from
Credit to Closing!
Is a low credit score keeping you from making your Home Ownership dream a Reality?
Let our program take you from Credit to Closing!
How We Get Your Credit Mortgage Ready!
Schedule a consultation to discuss your credit repair needs, how our program works and explain the home buying process.
Enroll in credit repair services, create your client portal for monthly updates and complete onboarding.
We challenge inaccurate and questionable accounts on your credit profile with each credit bureau. While assisting you in building positive credit history.
Once we've reached our credit goal for mortgage approval, you can begin to apply for your mortgage, and shop for your Dream Home.
How We Get Your Credit Mortgage Ready!
Schedule a consultation to discuss your credit repair needs, how our program works and explain the home buying process.
Enroll in credit repair services, create your client portal for monthly updates and complete onboarding.
We challenge inaccurate and questionable accounts on your credit profile with each credit bureau. While assisting you in building positive credit history.
Once we've reached our credit goal for mortgage approval, you can begin to apply for your mortgage, and shop for your Dream Home.
Welcome!
As the Founder and CEO of Richardson Consulting my goal is to show those with credit challenges, that we can make their homeownership dream a reality.
We work directly with realtors and mortgage lenders, so we know exactly what they're looking for to get you approved. Unsure of where to start on your credit journey? Allow Richardson Consulting to dispute negative accounts with the credit bureaus while helping you build positive lines of credit. Avoid costly mistakes by enrolling in our credit repair program and get approved for a mortgage faster.
As the Founder and CEO of Richardson Consulting, my goal is to show those with credit challenges, that we can make their homeownership dream a reality.
We work directly with realtors and mortgage lenders, so we know exactly what they're looking for to get you approved. Unsure of where to start on your credit journey? Allow Richardson Consulting to dispute negative accounts with the credit bureaus while helping you build positive lines of credit. Avoid costly mistakes by enrolling in our credit repair program and get approved for a mortgage faster.
Benefits of a Better Credit Score
Approval for Higher Limits
Good credit will help you get larger loans. Since a good credit score signals to lenders that you’re a good credit risk. When you apply for a credit card, the card issuer will likely check your credit. If you’re approved, a good credit score may make you eligible for things like a lower annual percentage rate (APR).
Better Housing Options
Good credit will help you get a mortgage for a house and a lower interest rate. The CFPB says, “The better your credit history, the more likely you are to receive a good interest rate on your mortgage loan.”
More Negotiating Power
Your credit may also be considered when you set up accounts for utilities like electricity or internet service. According to the Federal Trade Commission, “Getting utility services…has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services."
Benefits of a Better Credit Score
Approval for Higher Limits
Good credit will help you get larger loans. Since a good credit score signals to lenders that you’re a good credit risk. When you apply for a credit card, the card issuer will likely check your credit. If you’re approved, a good credit score may make you eligible for things like a lower annual percentage rate (APR).
Better Housing Options
Good credit will help you get a mortgage for a house and a lower interest rate. The CFPB says, “The better your credit history, the more likely you are to receive a good interest rate on your mortgage loan.”
More Negotiating Power
Your credit may also be considered when you set up accounts for utilities like electricity or internet service. According to the Federal Trade Commission, “Getting utility services…has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services."
How Our Credit to Closing Program Works
Speak with a Credit Specialist
Schedule a consultation to discuss your credit repair needs and how our program can help you to reach your goal. We will also review financial readiness and explain the home buying process. Consultations are free and help to determine if our services are what is best for you.
Enroll in Credit Repair Program
Enrollment into our credit program starts with creating your personal and secure client portal. You will have access to your portal 24/7. We will guide you in completing your account, so you are able to track monthly updates and your progress.
Restoration Process Begins
Now that you are enrolled it’s time to start the restoration process! We will work on your credit profile each month by sending letters to the 3 major credit bureaus, and creditors on each account that you would like challenged because of errors. While we are working on the deletions each month you will work on building your credit history and maintain positive credit habits so we reach your goal in a fraction of time.
Enjoy life with BETTER credit
Our goal is to get each client to a fair credit score of 620 or better and to teach how to continue increasing their scores through credit education after they’re done. Each month together we will collectively work towards that goal! After successful completion of our program we will assist in pairing you with your Realtor and Mortgage Lender.
How Our Credit to Closing Program Works
Speak with a Credit Specialist
Schedule a consultation to discuss your credit repair needs, how our program works and explain the home buying process. Consultations are free and help to determine if our services are what is best for you.
Enroll in Credit Repair Program
Enrollment into our credit program starts with creating your personal and secure client portal. You will have access to your portal 24/7. We will guide you in completing your account, so you are able to track monthly updates and your progress.
Restoration Process Begins
Now that you are enrolled it’s time to start the restoration process! You will be assigned one credit repair specialist that will work on your credit profile each month by sending letters to the 3 major credit bureaus, and creditors on each account that you would like challenged because of errors. While we are working on the deletions each month you will work on building your credit history and maintain positive credit habits so we reach your goal in a fraction of time.
Enjoy life with BETTER credit
Our goal is to get each client to a fair credit score and to show each client how to continue increasing their scores through credit education after they’re done. Each month together we will collectively work towards that goal!
OUR PRICING PLANS
Choose Your Best Plan To Get Our Services
Single Membership
$149 Enrollment
$75.00 Month to Month Fee
24/7 Client Portal Access
Unlimited Disputes
Monthly Credit Updates
Credit Education
Support via Phone/Email
Partnered with a Realtor and Mortgage Lender
Results or Your Money Back
Couples Membership
$249 Enrollment
$125.00 Month to Month Fee
24/7 Client Portal Access
Monthly Credit Updates
Credit Education
Support via Phone/Email
Partnered with a Realtor and Mortgage Lender
Results or Your Money Back
OUR PRICING PLANS
Choose Your Best Plan To Get Our Services
Single Membership
$149 Enrollment
$75.00 Month to Month Fee
24/7 Client Portal Access
Unlimited Disputes
Monthly Credit Updates
Credit Education
Support via Phone/Email
Partnered with a Realtor and Mortgage Lender
Results or Your Money Back
Couples Membership
$249 Enrollment
$125.00 Month to Month Fee
24/7 Client Portal Access
Monthly Credit Updates
Credit Education
Support via Phone/Email
Partnered with a Realtor and Mortgage Lender
Results or Your Money Back
Home Buying Workshop
Path To Your First Home
Ready to own your 1st home? Join our workshop: credit, mortgages, searching, buying process, Q&A and more. Our team of experts are here to answer your questions and help you take the first steps toward owning your dream home.
NEXT CLASS COMING SOON!
Home Buying Workshop
Path To Your First Home
Ready to own your 1st home? Join our workshop: credit, mortgages, searching, buying process, Q&A and more. Our team of experts are here to answer your questions and help you take the first steps toward owning your dream home.
NEXT CLASS COMING SOON!
Happy Home Owners!
Our Client Reviews
"Helena has been a blessing to me. She was very upfront about the process, told me everything I needed to know and do, and was with me throughout the whole thing. Within a few months I was able to purchase my first home."
R. Gibbons
"When we first started the process our scores were very low.and Helena gave us clear instructions on how to improve them (including not using our cards). Financially Fit really helped us become Home Owners!"
Romero Family
Happy Home Owners!
Our Client Reviews
"Helena has been a blessing to me. She was very upfront about the process, told me everything I needed to know and do, and was with me throughout the whole thing. Within a few months I was able to purchase my first home."
R. Gibbons
"When we first started the process our scores were very low.and Helena gave us clear instructions on how to improve them (including not using our cards). Financially Fit really helped us become Home Owners!"
Romero Family
Your Key to Home Sweet Home.
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